Personalized Credit Repair in Miami & Florida
Reclaim your power. Your credit is like a fingerprint: no two reports are the same. We build a plan around your report, your goals, and your timeline, with no cookie-cutter templates.
Free credit snapshot from MyFreeScoreNow. Soft inquiry, no credit card required.
Required credit monitoring is billed separately by MyFreeScoreNow at $29.95/month.
No company can guarantee specific results, a specific score increase, or the removal of any item. You have the right to dispute inaccurate information in your credit report with the credit bureaus yourself, at no cost.
Illustration only. Results vary, and no specific score or score increase is promised.
Strong credit is a key to opportunity
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In today’s world, strong credit isn’t just a number. It’s a key to opportunity. From buying a home to starting a business, and even to getting better interest rates, your credit can play a powerful role in your financial freedom. At Ignite Credit Group, we help you understand what’s on your reports and challenge the items that shouldn’t be there.
What We Help With
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Collections
Collection accounts can follow you for years. We review each collection on your reports for accuracy, including balances, dates, ownership, and duplicate listings, and dispute anything inaccurate, incomplete, or unverifiable.
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Late Payments
A late payment that was reported wrong can weigh on your profile. We look for reporting errors such as wrong dates or wrong payment status, and dispute anything inaccurate or unverifiable.
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Identity Theft
If accounts or inquiries show up that you never opened, you need a clear plan. We help you organize your documents, point you to IdentityTheft.gov, and dispute fraudulent items with the credit bureaus.
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Mortgage Readiness
Planning to buy a home? We review your reports with your homebuying goals in mind, dispute inaccurate items, and share the credit habits lenders look at.
How It Works
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1. Monitor
Sign up for credit monitoring so you and our team can see your reports from all three bureaus.
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2. Review
We go through your reports line by line with your goals in mind and build a personalized plan.
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3. Dispute
We send disputes for items that appear inaccurate, incomplete, outdated, or unverifiable, and track the responses in your client portal. Results depend on what the bureaus and creditors find.
Why Clients Choose Ignite Credit Group
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Personalized, not cookie-cutter. Every plan is built around your report and your goals.
No upfront credit repair fees. We do not charge for credit repair until the promised results are achieved and shown on a credit report issued more than six months later. Required credit monitoring ($29.95/month) is billed separately by MyFreeScoreNow.
Based in Miami, FL, serving clients across Florida.
Track your progress anytime through your secure client portal.
Ready to reclaim your power?
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Talk to us about what’s on your reports and what a personalized plan could look like. Send us a message on our Contact page.
No company can guarantee specific results.